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"China's mobile industry has been a key driver of economic growth, inclusion and modernization－creating a new generation of digital consumers and transforming industry and society," Granryd added.

"Compared with large State-owned commercial banks and national joint-stock commercial lenders, city and rural commercial banks, also known as small and medium-sized banks, are weaker in terms of the capital adequacy ratio. They also demonstrated significant regional differences in their interim results. Some of them are financially stable, whereas some are facing major risk exposures," said Michael Hu, PwC China financial services partner.

"Chinese are some of the smartest people in the world and very talented. Previously, it was difficult for them to express themselves. But things are changing rapidly here, with young people very productive in new ideas," Garson said.

"China should prevent debt risks, and strengthen financial services' competitiveness globally," said Cao Honghui, a senior expert with the research department of the China Development Bank.

"China's economy has sound fundamentals, great potential and a high level of resilience, and will continue to grow at a stable and relatively fast pace," it said.